Headroom

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Headroom: UK Pay & Tax Traps · WHD Ventures Ltd

Headroom works out what you really take home from a UK salary, finds the tax traps and cliff edges near your income (the 60% band, the £100k childcare cliff, the child benefit charge, pension allowance charges and the April 2029 salary sacrifice cap), and shows what would get you clear, with every cost.

Contact us

Email support@whdventures.com">support@whdventures.com. We aim to reply within two working days. Please don't send payslips or personal figures: we don't need them to help, and the app never shares them with us.

Restoring Headroom Pro

Pro is a one-off purchase linked to your Apple ID, and shared with your family through Family Sharing. On a new or reset iPhone, open Headroom, tap About, then Unlock or restore Pro, then Restore purchase. Make sure you're signed in with the Apple ID you bought it with.

Refunds

Apple handles payments and refunds. To ask for a refund, go to reportaproblem.apple.com and sign in with your Apple ID.

Tax rates

Headroom covers the 2025-26 to 2029-30 tax years for England, Wales, Scotland and Northern Ireland. It checks for updated rates each time it opens, so Budget changes arrive without an app update. Figures for future years use the latest published rates and are labelled as such until confirmed.

Your privacy

No account, no adverts and no tracking. Everything you enter stays on your iPhone, and payslip photos are read on the phone and deleted straight away. Read the full privacy policy and our terms of use.

Important

For illustration only; not tax or financial advice. Figures are estimates based on the information you provide and current HMRC rules. If unsure, consult a qualified tax adviser or regulated financial adviser.

Published by WHD Ventures Ltd. WHD Ventures Ltd is not authorised by the Financial Conduct Authority and does not give advice.